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Downloads Die wichtigsten Downloads zum Abspeichern und Ausdrucken. Glossar Die wichtigsten Abkürzungen und Begriffe kurz erklärt. Wir helfen bei Fragen und Problemen. Transactions through mobile banking may include obtaining account balances and lists of latest transactions, electronic bill payments, and funds transfers between a customer’s or another’s accounts. From the bank’s point of view, mobile banking reduces the cost of handling transactions by reducing the need for customers to visit a bank branch for non-cash withdrawal and deposit transactions. Mobile banking does not handle transactions involving cash, and a customer needs to visit an ATM or bank branch for cash withdrawals or deposits.

Mobile banking differs from mobile payments, which involves the use of a mobile device to pay for goods or services either at the point of sale or remotely, analogously to the use of a debit or credit card to effect an EFTPOS payment. The earliest mobile banking services used SMS, a service known as SMS banking. Mobile banking before 2010 was most often performed via SMS or the mobile web. Mobile Banking refers to provision and availment of banking- and financial services with the help of mobile telecommunication devices. The scope of offered services may include facilities to conduct bank and stock market transactions, to administer accounts and to access customised information. Most services in the categories designated accounting and brokerage are transaction-based.